--- title: Kingsview Wealth Blog | Tim Lux, CFP®, CPFA® description: "Tim is Kingsview Partners’ Vice President of Financial Planning. His primary role is to develop and execute initiatives that enhance the financial planning resources, guidance, and infrastructure used by our branches in serving their clients. He also works closely with Kingsview Wealth Managers, consulting on complex case design, discussing advanced planning strategies, and helping maximize their planning technology’s value.\n\nTim’s passion for wealth management began during his studies at the University of Missouri, where he earned his degree in Personal Financial Planning. Tim has built and implemented comprehensive strategies for high-net-worth families, business owners, and corporate executives throughout his career. This experience provides a deep understanding of the strategies, technologies, and relationship dynamics Kingsview Wealth Managers encounter in their practices. He is also a CERTIFIED FINANCIAL PLANNER™ and a Certified Plan Fiduciary Advisor.\n\nTim resides in Chicago’s southwest suburbs with his wife, Olivia, and daughter, Josie. Outside work, he enjoys creating memories with family and friends through travel, attending events, and spending time outdoors." --- [![Kingsview Wealth](https://resources.kingsviewwealth.com/hs-fs/hubfs/KVW%20--%20Brand%20Assets/KVW-logo-dark.png?width=215&height=49&name=KVW-logo-dark.png "Kingsview Wealth")](https://kingsviewwealth.com/) - [HOME](https://kingsviewwealth.com/) - [OUR SERVICES](https://kingsviewwealth.com/services/) - [RESOURCES](https://kingsviewwealth.com/resources/) [GET STARTED](https://kingsviewwealth.com/contact-us/) - [HOME](https://kingsviewwealth.com/) - [OUR SERVICES](https://kingsviewwealth.com/services/) - [RESOURCES](https://kingsviewwealth.com/resources/) [GET STARTED](https://kingsviewwealth.com/contact-us/) Explore more resources from Kingsview Wealth: [All posts](https://resources.kingsviewwealth.com/articles) [Retirement Planning](https://resources.kingsviewwealth.com/articles/tag/retirement-planning) [Market Insights](https://resources.kingsviewwealth.com/articles/tag/market-insights) [Investment Strategy](https://resources.kingsviewwealth.com/articles/tag/investment-strategy) [Tax Optimization](https://resources.kingsviewwealth.com/articles/tag/tax-optimization) [Estate & Legacy](https://resources.kingsviewwealth.com/articles/tag/estate-legacy) [Business Owner Strategies](https://resources.kingsviewwealth.com/articles/tag/business-owner-strategies) [Insurance](https://resources.kingsviewwealth.com/articles/tag/insurance) [Kingsview Insights](https://resources.kingsviewwealth.com/articles/tag/kingsview-insights) [Market Insights](https://resources.kingsviewwealth.com/articles/tag/market-insights) [Investment Strategy](https://resources.kingsviewwealth.com/articles/tag/investment-strategy) ### Ask Tim: The Estate Plan Made Sense Until It Became Real For some, summer is a fun-filled season packed with vacations, concerts, festivals, and days at the beach. ... Aug 12, 2026, 1:30:49 PM ![Tim Lux, CFP®, CPFA®](https://resources.kingsviewwealth.com/hs-fs/hubfs/8_orgid_e8d45158-42d9-497d-b40d-3538ad3e2bdf.jpg?width=32&height=32&name=8_orgid_e8d45158-42d9-497d-b40d-3538ad3e2bdf.jpg) Tim Lux, CFP®, CPFA® [Market Insights](https://resources.kingsviewwealth.com/articles/tag/market-insights) [Investment Strategy](https://resources.kingsviewwealth.com/articles/tag/investment-strategy) ### Ask Tim: Did Payroll Just Steal My Tax Break? After two weeks on the road, navigating the dense wildfire smoke in Northern Michigan and the blistering heat ... Jul 29, 2026, 10:20:36 AM ![Tim Lux, CFP®, CPFA®](https://resources.kingsviewwealth.com/hs-fs/hubfs/8_orgid_e8d45158-42d9-497d-b40d-3538ad3e2bdf.jpg?width=32&height=32&name=8_orgid_e8d45158-42d9-497d-b40d-3538ad3e2bdf.jpg) Tim Lux, CFP®, CPFA® [Retirement Planning](https://resources.kingsviewwealth.com/articles/tag/retirement-planning) [Investment Strategy](https://resources.kingsviewwealth.com/articles/tag/investment-strategy) ### Ask Tim: My Kid’s Etsy Art Empire Wants a Roth IRA By this point in summer, the grill has seen too much corn, the kids have invented six fresh ways to leave ... Jul 7, 2026, 2:54:18 PM ![Tim Lux, CFP®, CPFA®](https://resources.kingsviewwealth.com/hs-fs/hubfs/8_orgid_e8d45158-42d9-497d-b40d-3538ad3e2bdf.jpg?width=32&height=32&name=8_orgid_e8d45158-42d9-497d-b40d-3538ad3e2bdf.jpg) Tim Lux, CFP®, CPFA® [Retirement Planning](https://resources.kingsviewwealth.com/articles/tag/retirement-planning) [Estate & Legacy](https://resources.kingsviewwealth.com/articles/tag/estate-legacy) [Tax Optimization](https://resources.kingsviewwealth.com/articles/tag/tax-optimization) [Investment Strategy](https://resources.kingsviewwealth.com/articles/tag/investment-strategy) ### Ask Tim: The True Cost of Being a Las Vegas Raiders Fan Summer has arrived, which means the calendar is full of camp gear, baseball scores, sunscreen arguments, and ... Jun 24, 2026, 10:25:56 AM ![Tim Lux, CFP®, CPFA®](https://resources.kingsviewwealth.com/hs-fs/hubfs/8_orgid_e8d45158-42d9-497d-b40d-3538ad3e2bdf.jpg?width=32&height=32&name=8_orgid_e8d45158-42d9-497d-b40d-3538ad3e2bdf.jpg) Tim Lux, CFP®, CPFA® [Retirement Planning](https://resources.kingsviewwealth.com/articles/tag/retirement-planning) ### Ask Tim: Can I Sell My Rental, Use a DST, and Retire From Being a Landlord? It’s peak “I am tired of dealing with this property” season. A rental that felt clever at 52 can feel like a ... Jun 17, 2026, 4:00:51 PM ![Tim Lux, CFP®, CPFA®](https://resources.kingsviewwealth.com/hs-fs/hubfs/8_orgid_e8d45158-42d9-497d-b40d-3538ad3e2bdf.jpg?width=32&height=32&name=8_orgid_e8d45158-42d9-497d-b40d-3538ad3e2bdf.jpg) Tim Lux, CFP®, CPFA® [Retirement Planning](https://resources.kingsviewwealth.com/articles/tag/retirement-planning) ### Ask Tim: I Want to Kill the Mortgage, but My Spouse Wants to Keep the Cash Summer has a funny way of turning small bills into big debates. The grill needs propane, the air conditioner ... Jun 10, 2026, 3:06:01 PM ![Tim Lux, CFP®, CPFA®](https://resources.kingsviewwealth.com/hs-fs/hubfs/8_orgid_e8d45158-42d9-497d-b40d-3538ad3e2bdf.jpg?width=32&height=32&name=8_orgid_e8d45158-42d9-497d-b40d-3538ad3e2bdf.jpg) Tim Lux, CFP®, CPFA® [Retirement Planning](https://resources.kingsviewwealth.com/articles/tag/retirement-planning) [Investment Strategy](https://resources.kingsviewwealth.com/articles/tag/investment-strategy) ### Ask Tim: Selling the Family Business Without Blowing Up Holiday Gatherings The family business. The estate plan. The charitable gift that sounded simple until taxes entered the room. Jun 3, 2026, 1:45:10 PM ![Tim Lux, CFP®, CPFA®](https://resources.kingsviewwealth.com/hs-fs/hubfs/8_orgid_e8d45158-42d9-497d-b40d-3538ad3e2bdf.jpg?width=32&height=32&name=8_orgid_e8d45158-42d9-497d-b40d-3538ad3e2bdf.jpg) Tim Lux, CFP®, CPFA® [Tax Optimization](https://resources.kingsviewwealth.com/articles/tag/tax-optimization) ### Ask Tim: Trust Trouble, 401(k) Timing, and Keeping Retirement Decisions Clear We’re back this week. The sun is shining. The temps are moving towards prime “skip out of work for a Cubby ... May 20, 2026, 4:47:13 PM ![Tim Lux, CFP®, CPFA®](https://resources.kingsviewwealth.com/hs-fs/hubfs/8_orgid_e8d45158-42d9-497d-b40d-3538ad3e2bdf.jpg?width=32&height=32&name=8_orgid_e8d45158-42d9-497d-b40d-3538ad3e2bdf.jpg) Tim Lux, CFP®, CPFA® [Retirement Planning](https://resources.kingsviewwealth.com/articles/tag/retirement-planning) [Tax Optimization](https://resources.kingsviewwealth.com/articles/tag/tax-optimization) [Investment Strategy](https://resources.kingsviewwealth.com/articles/tag/investment-strategy) ### Ask Tim: Taxes Get Weird With Startup Equity For a long time, equity compensation sounded like something reserved for Silicon Valley founders, early ... May 6, 2026, 3:24:31 PM ![Tim Lux, CFP®, CPFA®](https://resources.kingsviewwealth.com/hs-fs/hubfs/8_orgid_e8d45158-42d9-497d-b40d-3538ad3e2bdf.jpg?width=32&height=32&name=8_orgid_e8d45158-42d9-497d-b40d-3538ad3e2bdf.jpg) Tim Lux, CFP®, CPFA® [Retirement Planning](https://resources.kingsviewwealth.com/articles/tag/retirement-planning) [Estate & Legacy](https://resources.kingsviewwealth.com/articles/tag/estate-legacy) ### Ask Tim: Early Retirement and Liquidity Crunch Incoming! You may have noticed a short, stealthy break last week, part family vacation, part impromptu pilgrimage to ... Apr 28, 2026, 8:30:00 AM ![Tim Lux, CFP®, CPFA®](https://resources.kingsviewwealth.com/hs-fs/hubfs/8_orgid_e8d45158-42d9-497d-b40d-3538ad3e2bdf.jpg?width=32&height=32&name=8_orgid_e8d45158-42d9-497d-b40d-3538ad3e2bdf.jpg) Tim Lux, CFP®, CPFA® [1](https://resources.kingsviewwealth.com/articles) [2](https://resources.kingsviewwealth.com/articles/author/tim-lux-cfp-cpfa/page/2) [![Kingsview Wealth logo](https://resources.kingsviewwealth.com/hs-fs/hubfs/KVW%20--%20Brand%20Assets/KVW-logo-white.png?width=220&height=50&name=KVW-logo-white.png "Kingsview Wealth logo")](https://kingsviewwealth.com/) [HOME](https://kingsviewwealth.com/) [OUR SERVICES](https://kingsviewwealth.com/services) [RESOURCES](https://kingsviewwealth.com/resources) [GET STARTED](https://kingsviewwealth.com/contact-us/) © 2026 KINGSVIEW WEALTH. All Rights Reserved. *Investment advisory services are offered through Kingsview Wealth Management, LLC ("KWM"), an SEC Registered Investment Adviser. 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